Sources
Numbers behind our tools
Every number our calculators use, where it comes from and when we last checked it. Interest rates come from Freddie Mac's weekly survey and update automatically.
| What | Value | Source |
|---|---|---|
| Our fee | 1.5% of the price, minimum $4,000 | Our buyer agreement terms |
| Wake County property tax | 0.5371 per $100 | Source: Wake County Tax Administration, "Tax Rates" table (2026 column), checked October 13, 2026 |
| Raleigh property tax | 0.3720 per $100 | Source: Wake County Tax Administration, "Tax Rates" table (2026 column), checked October 13, 2026 |
| Cary property tax | 0.3675 per $100 | Source: Wake County Tax Administration, "Tax Rates" table (2026 column), checked October 13, 2026 |
| Apex property tax | 0.3735 per $100 | Source: Wake County Tax Administration, "Tax Rates" table (2026 column), checked October 13, 2026 |
| Fuquay-Varina property tax | 0.3780 per $100 | Source: Wake County Tax Administration, "Tax Rates" table (2026 column), checked October 13, 2026 |
| Wake Forest property tax | 0.4200 per $100 | Source: Wake County Tax Administration, "Tax Rates" table (2026 column), checked October 13, 2026 |
| Garner property tax | 0.5350 per $100 | Source: Wake County Tax Administration, "Tax Rates" table (2026 column), checked October 13, 2026 |
| Holly Springs property tax | 0.3435 per $100 | Source: Wake County Tax Administration, "Tax Rates" table (2026 column), checked October 13, 2026 |
| Wendell property tax | 0.4200 per $100 | Source: Wake County Tax Administration, "Tax Rates" table (2026 column), checked October 13, 2026 |
| Knightdale property tax | 0.4400 per $100 | Source: Wake County Tax Administration, "Tax Rates" table (2026 column), checked October 13, 2026 |
| Morrisville property tax | 0.3500 per $100 | Source: Wake County Tax Administration, "Tax Rates" table (2026 column), checked October 13, 2026 |
| Rolesville property tax | 0.4000 per $100 | Source: Wake County Tax Administration, "Tax Rates" table (2026 column), checked October 13, 2026 |
| Zebulon property tax | 0.5770 per $100 | Source: Wake County Tax Administration, "Tax Rates" table (2026 column), checked October 13, 2026 |
| Angier property tax | 0.4900 per $100 | Source: Wake County Tax Administration, "Tax Rates" table (2026 column), checked October 13, 2026 |
| Durham (Wake portion) property tax | 0.4371 per $100 | Source: Wake County Tax Administration, "Tax Rates" table (2026 column), checked October 13, 2026 |
| Clayton property tax | 0.4900 per $100 | Source: Wake County Tax Administration, "Tax Rates" table (2026 column), checked October 13, 2026 |
| Durham County property tax | 0.5792 per $100 | Source: Durham County Tax Administration, "2026 Tax Rates (FY 2026-2027)", checked October 20, 2026 |
| Durham property tax | 0.4371 per $100 (1.0163 with county) | Source: Durham County Tax Administration, "2026 Tax Rates (FY 2026-2027)", checked October 20, 2026 |
| Chapel Hill (Durham County portion) property tax | 0.5000 per $100 (1.0792 with county) | Source: Durham County Tax Administration, "2026 Tax Rates (FY 2026-2027)", checked October 20, 2026 |
| Morrisville (Durham County portion) property tax | 0.3500 per $100 (0.9292 with county) | Source: Durham County Tax Administration, "2026 Tax Rates (FY 2026-2027)", checked October 20, 2026 |
| Cary (Durham County portion) property tax | 0.3675 per $100 (0.9467 with county) | Source: Durham County Tax Administration, "2026 Tax Rates (FY 2026-2027)", checked October 20, 2026 |
| Raleigh (Durham County portion) property tax | 0.3720 per $100 (0.9512 with county) | Source: Durham County Tax Administration, "2026 Tax Rates (FY 2026-2027)", checked October 20, 2026 |
| Chatham County property tax | 0.6000 per $100 | Source: Chatham County Tax Administration, "Chatham County 2026 tax rates", checked October 20, 2026 |
| Pittsboro property tax | 0.4400 per $100 (1.0400 with county) | Source: Chatham County Tax Administration, "Chatham County 2026 tax rates", checked October 20, 2026 |
| Siler City property tax | 0.5400 per $100 (1.1400 with county) | Source: Chatham County Tax Administration, "Chatham County 2026 tax rates", checked October 20, 2026 |
| Goldston property tax | 0.2900 per $100 (1.1650 with county) | Source: Chatham County Tax Administration, "Chatham County 2026 tax rates", checked October 20, 2026 |
| Cary (Chatham County portion) property tax | 0.3675 per $100 (0.9675 with county) | Source: Chatham County Tax Administration, "Chatham County 2026 tax rates", checked October 20, 2026 |
| Apex (Chatham County portion) property tax | 0.3735 per $100 (0.9735 with county) | Source: Chatham County Tax Administration, "Chatham County 2026 tax rates", checked October 20, 2026 |
| Recording fee: deed | $26 | Source: N.C. General Statutes 161-10, checked October 13, 2026 |
| Recording fee: deed of trust | $64 | Source: N.C. General Statutes 161-10, checked October 13, 2026 |
| Excise tax (seller pays) | $2 per $1,000 | Source: N.C. General Statutes 105-228.30, checked October 13, 2026 |
| Debt-to-income: comfortable | 36% | Source: Fannie Mae Selling Guide B3-6-02, Debt-to-Income Ratios, checked October 13, 2026 |
| Debt-to-income: most allowed | 50% | Source: Fannie Mae Selling Guide B3-6-02, Debt-to-Income Ratios, checked October 13, 2026 |
| Cost of one discount point | 1% of the loan | Source: CFPB: How should I use lender credits and points?, checked October 13, 2026 |
| Rate drop per point (example only) | 0.25% | Source: CFPB: How should I use lender credits and points?, checked October 13, 2026 |
Some towns also charge stormwater or solid-waste fees, and a few addresses are in special districts whose rate isn't listed here.